You don't need to drain your bank account to buy a business. In fact, many of the best deals are done with very little personal capital.

In this episode, Greg breaks down how buyers structure acquisitions using financing instead of their own money.

There are two buckets of money you can draw from when buying a business: your own personal funds and external financing.

One of the most powerful external financing tools Greg highlights is seller financing. This approach allows you to structure deals where the seller essentially lends you the money, often interest-free, and can be combined with earnouts to maximize your buying power without draining your personal savings.

Debt isn't always the enemy, either. Greg shares how it can be a friend when structured correctly, but he also warns about the dangers of over-leveraging and how too much debt can make a business fragile.

Whether you're stepping into acquisitions for the first time or are a seasoned entrepreneur, this episode is packed with practical strategies and insights for buying a business with limited upfront capital.

Topics Discussed in this episode:

• Financing the deal with your personal money vs external financing (03:43 )
• Debt is your friend when buying a business (08:05 )
• Seller financing and earnouts (12:04 )
• Combining traditional funding with seller financing and earnouts (18:14 )
• The more debt you put on a business, the more fragile it becomes (22:28 )
• How brokers can help you get the best deal (25:32 )

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Sit back, grab a coffee, and learn how to buy a business without emptying your pockets!